What is a $10 phone plan and how does it work?

A $10 phone plan is an entry-level mobile service designed for users who prioritize basic connectivity over heavy data consumption. In Canada, these plans are almost exclusively prepaid, meaning you pay for your service at the beginning of the month.

There are no long-term contracts or credit checks required. You simply bring your own phone (BYOD), insert a SIM card from a budget-friendly “flanker” brand, and top up your account balance.

What is usually included in a $10 plan?

While every carrier is slightly different, a standard $10 monthly plan in Canada typically includes:

  • Limited outgoing minutes: Usually 50 to 100 minutes of Canada-wide calling.
  • Unlimited incoming calls: Most plans allow you to receive as many calls as you want without using your minutes.
  • Unlimited texting: Most plans include unlimited incoming and outgoing international texts (SMS and MMS).
  • Small data bonus: Many providers offer a small amount of data (e.g., 250 MB) if you sign up for “Auto-pay” or “Auto-top up” services.
  • Voicemail and call display: Basic features like caller ID and a personal mailbox are almost always included.

Things to consider before you sign up for a $10 phone plan

  • Decide if you want 4G or 5G speeds. Most ultra-low-cost prepaid plans operate on 4G speeds. If you want to take advantage of 5G, you’ll most likely have to go for a postpaid plan.
  • Ensure the provider has coverage in your area. Ensure the provider uses a reliable network (Telus, Bell, or Rogers) that has strong coverage in your specific area of Canada.
  • Look for deals with “auto-pay” discount. Many “10 dollar” deals are actually $15 plans that give you a $5 discount or extra data if you enable automatic monthly payments.
  • Look at the overage charges. If you run out of minutes mid-month, you may need to purchase an “add-on” to keep making calls.

How to activate your $10 plan

  1. Purchase a SIM card. You can buy these online from the carrier’s website or at retail locations like Dollarama, Walmart, or London Drugs.
  2. Choose your plan. Visit the carrier’s activation portal and select the $10 or entry-level prepaid option.
  3. Transfer your number. You can choose a new number or port your existing Canadian mobile or landline number for free.
  4. Insert and go. Once the activation is complete, pop the SIM card into your unlocked phone and you are ready to use your service.

Frequently asked questions about $10 phone plans

Can I keep my current phone number?

Yes, you can port any existing Canadian phone number to a new $10 plan as long as your current account is still active. Just make sure not to cancel your old service until the transfer is complete.
Do I need to pass a credit check for these plans?

If you get a prepaid plan, no credit check is required. But if you go for a postpaid plan, you’ll most likely have to go through a credit check.
Is there enough data to use Google Maps?

While $10 plans offer very little data, it is usually enough for occasional navigation or checking emails. However, we recommend downloading offline maps over Wi-Fi to save your limited data.
What happens if I use all my minutes?

If you hit your minute limit, you will still be able to receive incoming calls, but you won’t be able to make outgoing calls. You can easily purchase a “Talk Add-on” through your provider’s app to get more minutes instantly.
Do these plans work for international roaming?

Generally, $10 plans are intended for use within Canada. While some allow U.S. roaming as a paid add-on, they are not designed for extensive international travel.
Are there any hidden fees or activation costs?

The main “hidden” cost is the price of the SIM card, which usually costs around $5 to $10. Most prepaid providers do not charge a separate activation fee if you set up the account online.